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最新房屋贷款利率

诚信理财帮您货比三家,根据您的情况,做出最优贷款方案

央行基准利率: 3.45%

1年固定利率2.99%2年固定利率3.09%3年固定利率3.23%4年固定利率3.54%5年固定利率 普通贷款3.30%5年浮动利率 普通贷款2.45%5年固定利率 高额贷款3.24%5年浮动利率 高额贷款2.21%

更新日期: May 18 2018

我们的优势

多家合作机构,利率低,成功率高

我们将基于您的个人家庭收入负债情况,以及购房置业的融资需求,提供最适合您的贷款方案!

您只需要:一次性递交材料
提前联系 充足的准备 节省相当多的利息https://www.youtube.com/watch?v=UkPn59jFRYc

服务项目

超低息贷款

灵活性为主,短期投资,投资安全。您是不是有点钱平时用不着但又不敢做长期投资,而放在银行里嫌利息低。我们会给您准备各种您想不到的投资产品,绝不浪费您的每一分钱。

商业贷款

灵活性为主,短期投资,投资安全。您是不是有点钱平时用不着但又不敢做长期投资,而放在银行里嫌利息低。我们会给您准备各种您想不到的投资产品,绝不浪费您的每一分钱。

无收入要求贷款

灵活性为主,短期投资,投资安全。您是不是有点钱平时用不着但又不敢做长期投资,而放在银行里嫌利息低。我们会给您准备各种您想不到的投资产品,绝不浪费您的每一分钱。

无首付要求贷款

灵活性为主,短期投资,投资安全。您是不是有点钱平时用不着但又不敢做长期投资,而放在银行里嫌利息低。我们会给您准备各种您想不到的投资产品,绝不浪费您的每一分钱。

无抵押贷款

灵活性为主,短期投资,投资安全。您是不是有点钱平时用不着但又不敢做长期投资,而放在银行里嫌利息低。我们会给您准备各种您想不到的投资产品,绝不浪费您的每一分钱。

现金流贷款

灵活性为主,短期投资,投资安全。您是不是有点钱平时用不着但又不敢做长期投资,而放在银行里嫌利息低。我们会给您准备各种您想不到的投资产品,绝不浪费您的每一分钱。

个人案例

案例1

Young couple purchase first home together at 94% LTV

The client: A young couple looking to purchase their first home together. One applicant is already a homeowner and landlord with two rental properties, the other still lives at home with her parents.

The property:
The couple had their sights set on a two-bed flat in Surrey valued at £405,000. The flat itself is on the top floor of a 14-storey block and comes with secure parking.

The finance:
The pair had managed to save up £25,000 to use as a deposit, which meant they would need to secure a mortgage at 94% loan to value. The main challenge with this case was finding a lender which would accept an applicant with buy to let properties in the background.

The application process:
We decided to approach the intermediary arm of a well-known building society. This lender is currently offering very competitive home-buyer mortgage rates to landlords. A selection of the rates on offer also come with £500 cashback and a low arrangement fee of £495.

We asked the couple for three months’ bank statements, proof of address, income and identity to support the application. Within four weeks of submitting the case, a formal mortgage offer was received.

案例2

Here are the details of the offer:

Property value: £405,000

Loan amount:
£380,000

LTV:
94%

Rate:
3.65% 2 year fixed

Term:
32 years capital and interest

Lender arrangement fee:
£495

Mortgage payment:
£1,680

Consultant: Charlie London, 01732 471604

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周燕 Yan Zhou

贷款部门经理

座机:
613-731-3815 ext.7003
邮箱:yan.zhou@fesgroup.ca

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